BPI Housing Loan Requirements
Checklist of Pre-Processing Requirements
Click for BPI Application Form
A. Housing Loan Application Form
- Duly accomplished Application Form
- 2 valid Identitifcation Cards
- If married, both spouses to sign on the application form
- If with co-borrower or co-mortgagor, separate application form is needed
B. Income Documents
- If locally employed (working within the Philippines)
- Certificate of Employment (COE) indicating salary, position and length of service
- Latest Income Tax Return (ITR) for the last 2 years
- If Expat Pinoy (Overseas Filipino Worker)
- Contract / Certificate of Employment (COE) authenticated by Philippine Consulate
- Crew Contract and Exit Pass validated by POEA (seaman)
- Proof of monthly remittances
- Notarized or authenticated Special Power of Attorney (BPI FSB Format)
- If Self-Employed
- Articles of Incorporation and By-Laws with SEC Registration Certificate
- Audited Financial Statements for the last 2 years
- DTI Registration
- Income Tax Return w/ Statement of Assets and Liabilities (SAL) for the last 2 yrs
- List of Trade References (at least 3 names with telephone nos. of major suppliers/customers)
- Bank Statements for the past 6 months
- If Practicing Doctor
- Clinic address/es and schedule
- If from Commission
- Vouchers or Bank Statements (last 6 months reflecting commission income)
- If from Rental of Properties
- Rental/Lease Contract (indicating name of tenants and rental amounts with complete addresses of properties being rented)
- Photocopy of Title (TCT/CCT)
- C. Collateral Documents
- Clear copy of Owner’s Duplicate Copy of TCT/CCT
- Lot Plan with Location/Vicinity Map certified by licensed Geodetic Engineer
- Photocopy of Tax declaration / Tax receipts / Tax clearance
- Endorsement Letter / computation sheet / Contract to Sell from developer stating the contract price (for accredited developer/project)